443-CoverIt
(443) 268-3748
BUSINESS INSURANCE

Protection built around your business.

Thoughtful coverage for your property, operations, employees, vehicles and the risks that come with growth.

A PARTNER IN YOUR SUCCESS

Every business faces risk. We help manage it.

From your building and equipment to your team, customers and reputation, the right insurance program helps protect what you have built and supports the future you are planning.

CoverIt takes the time to understand your operations, industry and goals so coverage can be considered around the way your business actually works.

Our objective is straightforward: protection that makes sense today and supports tomorrow.

I
Customized Protection Coverage considered around your operations, industry and specific exposures.
II
Proactive Risk Review Identify potential gaps and changing risks before they become more significant.
III
Experienced Guidance Thoughtful insurance guidance as your business needs evolve.
IV
Support for Growth Coverage considerations that can evolve with your business and ambitions.
BUSINESS COVERAGE

Comprehensive solutions for the way you do business.

Every organization is different. These are some of the core business insurance areas we can discuss as part of your complimentary protection review.

01

Property & Operations

Protection for buildings, equipment, inventory and day-to-day operations.

  • Commercial Property
  • Businessowners Policy (BOP)
  • Business Income
  • Equipment Breakdown
  • Commercial Flood
  • Builders Risk
02

Liability

Protection for claims and liability exposures your business may face.

  • General Liability
  • Commercial Umbrella
  • Excess Liability
  • Liquor Liability
  • Product Liability
  • Premises Liability
03

Vehicles, Equipment & Transit

Coverage for vehicles, equipment and property used or transported for business.

  • Commercial Auto
  • Fleet Coverage
  • Inland Marine
  • Contractors Equipment
  • Motor Truck Cargo
  • Ocean Marine
04

People & Professional Risk

Protection for your workforce, leadership and professional services.

  • Workers' Compensation
  • Employment Practices Liability
  • Professional Liability / E&O
  • Directors & Officers Liability
  • Fiduciary Liability
  • Management Liability
05

Specialty Risk

Solutions for unique and more complex exposures across many industries.

  • Cyber Liability
  • Crime Insurance
  • Environmental Liability
  • Surety Bonds
  • Special Events
  • Other Specialty Coverages
THE COVERIT APPROACH

A better way to manage business risk.

01

Understand Your Business

We begin by understanding your operations, industry, goals and the risks that matter most.

02

Review & Analyze

Existing insurance, changing exposures and potential gaps can be considered together.

03

Design a Solution

Coverage can then be structured around your business, priorities and budget.

04

Support & Review

As your business evolves, your protection should be reviewed and adjusted as appropriate.

INDUSTRIES WE SERVE

Business protection across many industries.

Coverage needs vary considerably by industry, size, operations and risk profile.

I
Construction
& Contractors
II
Professional
Services
III
Retail &
Hospitality
IV
Real Estate &
Property Management
V
Manufacturing &
Distribution
VI
Nonprofits &
Associations
BEYOND THE BASICS

Business risks rarely exist in isolation.

Property, vehicles, employees, contracts, technology, customers and leadership exposures can interact with one another. A coordinated review helps provide a more complete view of your protection.

Property & Business Income Consider both the physical property and the financial effect an interruption could have on operations.
Contractual Liability Contracts and customer requirements can create insurance obligations that deserve careful review.
Cyber & Technology Exposure Digital systems, data and technology increasingly create risks for organizations of every size.
SPECIALTY CONSIDERATIONS

Some businesses require more specialized solutions.

Depending on your industry and operations, additional insurance considerations may include:

  • Cyber & Privacy Liability
  • Professional Liability / Errors & Omissions
  • Directors & Officers Liability
  • Employment Practices Liability
  • Environmental Exposures
  • Crime & Fidelity
  • Surety & Bonding
  • Marine & Inland Marine Risks
COMPLIMENTARY BUSINESS INSURANCE REVIEW

Let’s protect what you’ve built.

A complimentary conversation about your business, your current insurance and the risks that deserve attention as your organization evolves.

A conversation or request for review does not bind, alter or cancel insurance coverage. Coverage availability, eligibility, limits and terms vary by insurer and risk. Any coverage placement or change must be confirmed by an authorized insurance professional.